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To provide our membership with more value, we enhanced our CareFREE Plus Consumer Checking account to offer you more benefits than ever before! 

We keep things simple and don't require a minimum balance or monthly minimum transactions. You'll have peace of mind knowing there is no monthly service fee for this account.

    Open Account 

Current Benefits Include:
24/7 Banking with Online & Mobile Banking | Mobile Deposit | Free Overdraft Protection | Bill Pay | Access to over 55,000 Fee-Free ATMs Nationwide | Instant Issue Visa® Debit Card | Exclusive Member Perks | Early Direct Deposit – receive your deposit up to 2 days sooner than traditional banks*! 

PLUS, simply meet the following two requirements each month to take advantage of the additional perks below:
  • eStatements: Elect to receive electronic statements each month rather than paper statements
  • Monthly Deposit: Receive a minimum aggregate deposit of $1,000 each month to your CareFREE Plus checking account
Additional Perks:

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Earn 2.50%APY* up to the first $1,000 in your checking account1
(0.50%APY on balances over $1,000)

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0.25%APR* discount on any new Personal or Auto Loan1
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0.25%APY* increase on any new Term Share Certificate1
If you don't meet the requirements at any time, you simply will not receive the additional perks mentioned above. 

If you would like to open a new checking account, visit us online or in person at one of our branches to enjoy the convenience and perks of a CareFREE Plus Checking Account!

Courtesy Pay

We understand the unexpected can sometimes occur in life – which is why we offer overdraft protection. Overdraft protection can be set up from multiple Savings Accounts or from a Personal Line of Credit.
Once these sources are exhausted, Courtesy Pay may be available to cover transactions. We make every effort to pay as many items as possible for our members using the appropriate tier of Courtesy Pay for each account.

If you would like us to authorize and pay overdrafts on ATM and one-time debit card transactions, please complete the Courtesy Pay form below and bring it in to any branch or mail to:
Pima Federal Credit Union
ATTN: Deposit Operations
P.O. Box 50267
Tucson, AZ 85703

To report a lost or stolen Visa® debit or credit card after business hours please call: 1-800-449-7728

*Early access to direct deposit funds depends on the timing of the payment file submission from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

1APY= Annual Percentage Yield. APR= Annual Percentage Rate. The Dividend Rate and APY may change monthly as determined by the Credit Union’s Board of Directors. The APY for the Term Share Certificate assumes that dividends will be credited to the account monthly and remain in the account and reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. In order to earn the disclosed APY for CareFree Plus Checking accounts, the disclosed APY for Term Share Certificates, or the disclosed APR discount on new personal or auto loans, current enrollment in e-statements for your CareFree Plus Checking account and a minimum aggregate monthly deposit amount of $1,000.00 (“the Requirements”) into your CareFree Plus Checking account is required. Internal transfer deposits and dividend deposits are excluded from the aggregate monthly deposit calculation. If at any point the Requirements are not maintained, the disclosed APY and APR benefits are removed until such time as the Requirements are again met.  Fees and other conditions may reduce the earnings on the account. Rates and terms are subject to change at any time. Other account terms and fees may apply.