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Home Equity

 

Home Equity Lines of Credit (HELOC)

A Home Equity Line of Credit (HELOC) is a method of borrowing in which a homeowner may borrow against the equity in their home with flexible terms. Since this line of credit is secured by a home, the interest rate is typically more attractive than alternative unsecured financing options. As with most lines of credit, the funds can be accessed on an as-needed basis in person, by online transfer into a checking account, or by utilizing convenience checks.
 
A HELOC can be used for just about anything – home improvements, college expenses, consolidation, and more. If you can dream it, we can finance it with this flexible option.
At Pima Federal, the process to get a HELOC is simple. Closing costs are covered by the credit union as long as the line stays open for at least 36 months. An appraisal is not always required, depending on the amount requested and loan to value. This product offers lines from $10,000 to $200,000 and a variable rate based on the Prime Rate. The Annual Percentage Rate (APR) may vary.
 
Whether you're looking to consolidate credit, improve the value of your home, or need access to cash - our HELOC calculator can help you get started. 
 

 

 

 
 

Nationwide Mortgage Licensing System & Registry

The Nationwide Mortgage Licensing System & Registry (NMLS) is a free service for consumers to confirm that mortgage companies and mortgage professionals are licensed in accordance with the S.A.F.E. Act (Secure and Fair Enforcement for Mortgage Licensing Act). This federal registration system requires individual employees of agency-regulated institutions who engage in the business of residential mortgage loan origination to register with NMLS. The Registry allows consumers to verify that the mortgage originators with whom they may do business are indeed registered and in compliance with the regulation. Below is the list of Pima Federal Credit Union individuals who are listed with the Registry along with their respective NMLS ID numbers.
 
Pima Federal Credit Union #408885
Aleman, Hector
693839
Araiza, Savannah
922495
Barfield, Michaela
1630727
Barraza, Juan
1529646
Campano, Cindy
684487
Castaneda, Bernadine 1523187 Coalter, Margaret
1523186
Contreras, Irvyn
1696096
Dixon, Ann 
1733724
Enriquez, Paula
1235574
Fisher, Raul
1576663
Frisby Valenzuela, Cinthya 1711378
Garcia, Andrea
801604
Grajeda, Sonia
791480
Haller, Mario
568640
Hernandez, Belmont 1523193 Hernandez, Rosa
1576662
Jeter, Patrice
1544398
Knight, Mariah
1637465
Kraft, Brenda
554700
Linarez, Andrea
1544397
Loker, Holli
1523189
Lopez, Amy
1523192
Louis, Iris
525676
Luna, Terry
528931
Lutz, Richard
960851
Mahoney, Lynda
1630726
Mehl, Kim
1496423
Montes, Lizette
1718629
Moya, Tammy
1140873
Newell, Nancy
1544396
O’Hagin, Daniel
1630725
Oaks, Christopher
1186027
Orlosky, Mikayla
1733723
Quinonez, Joni
729196
Rodriguez, Rebecca 
487160
Smith, Richard
1529664
Smith Martinez, Brooke
1630724
Snyder, Chelsea
1696095
Stewart, Adam
697412
Sutton, Estella
1523184
Tellez, Naomi
525717
Zarate, Diana
801619