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Vehicle Loans

Vehicle Loans Made Simple

We understand a loan is an investment in your life which is why we offer competitive rates and flexible terms. From purchasing your first car or motorcycle to finding your dream motor home, we have the best loan products to fit your needs.  

The Great Auto Loan Giveback

Purchase or refinance your auto loan with Pima Federal for a chance to WIN BIG!
Grand Prize: Win up to $25,000 towards your Pima Federal auto loan, superscript 1. 
Or, win 12 months of payments on your auto loan, for 5 winners, superscript 1.
Plus, receive a $50 Gas Card when you book a new auto loan with us, superscript 2.

Official Rules

Auto Loans

Buy your dream car, refinance your current auto loan with a lower rate, or simply use the equity in your car to consolidate other bills—all with a smart and simple Pima Federal auto loan.

Recreational Vehicle

Whether it’s a motor home or a travel trailer that suits your needs, our financing options make enjoying your next adventure more affordable than ever.


If you’re looking for a sport bike, a cruiser, or a touring motorcycle, we can help you finance the bike of your choice. 

Trusted Partners

Whether you’re purchasing new or used, our trusted partners are a great resource when searching, comparing, and deciding on a vehicle.

Auto House: Find Your Ride Inside, logo.Auto House offers an extensive inventory of quality pre-owned vehicles, each with a free complete vehicle history report, service inspection, and market analysis. You’ll work with the same consultant throughout, so no back rooms, talks to the managers, upsells, or tricks like other dealers play. Shop comfortably in our indoor Tucson showroom or online today!
Our partnership with AutoSMART allows you to search, compare, and price your perfect vehicle online. Whether you plan on visiting a dealership or prefer to complete the entire process online, AutoSMART makes it easy to research a wide range of makes and models to find the best value.
We've teamed up with ForeverCar to offer mechanical repair coverage at an exclusive member price. Minimize the disruption of car repairs and get back to what really matters with ForeverCar mechanical repair coverage. Get a quote online or call ForeverCar at (866)578-4405.

Need extra protection?

  • Mechanical Breakdown Protection (MBP) - extend your warranty at special member prices
  • Optional Payment Protection plans to cover your payment
  • Guaranteed Asset Protection (GAP) - Protect yourself against financial loss in the event your vehicle is stolen or totaled and the value is less than the outstanding loan balance. With this protection you will receive $1,000 toward a replacement vehicle when you finance with Pima Federal. In addition, you will receive the added benefit of Deductible Assistance (non totaled vehicle) which will cover up to $1,000 towards a deductible, up to twice per 12 months, applied as a loan payment. 
  • TruStage Insurance Program - Insurance protection is part of a solid financial plan. That's because dependable coverage helps ensures financial relief when you need it most - and along the way, that coverage means you'll take comfort in knowing you're protected. TruStage has worked with credit unions for over 80 years, making a variety of insurance products and programs available to members like you- to help you protect what matters most. Explore insurance the credit union way by visiting TruStage

1 No purchase necessary to enter. Members with a Pima Federal Credit Union (PFCU) auto loan in good standing at the end of the Promotion Period (12/15/2022), or valid mail-in entrants, will be automatically entered into a random drawing (to occur on 12/16/2022) to win one of six available prizes. One winner will receive a payoff of the remaining balance on such loan, up to $25,000. Five winners will each receive up to twelve months of car payments on such loan, up to $400 per month. Loan must be originated with PFCU. One entry per person. Directors, officers, and employees of PFCU, and their immediate families are not eligible. Must be 18 years or older at the time of entry. Prizes cannot be substituted, transferred, or exchanged for any other award, amount, cash value, or benefit. Winner is responsible for all applicable federal, state, and local taxes. Subject to Official Rules. 

2 A $50.00 gas card will be presented upon disbursement of auto loans over $10,000.00, secured after September 15, 2022 and offered while supplies last. Existing auto loans at PFCU are not eligible for the gas card. This is a limited time offer and may be withdrawn at any time.