Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.
A small business owner with an "open" sign

Business Loans

At Pima Federal, Business is Personal.

We believe accessing small business financing shouldn’t be complicated or time-consuming. At Pima Federal, it’s our goal to make the process as simple and as personal as possible. We take the time to learn about your business and offer customized lending solutions that fit your needs and enable your business to go further.

Time Management iconBusiness Term Loan
No matter the needs of your growing business, a Business Term Loan can help you reach your goals. Loans are secured by all assets of the business and guaranteed by all owners.

car iconBusiness Vehicle Loan
Used for financing non-commercial vehicles. Vehicles must be used for business purposes only and manufactured within the last 10 years with no Branded or Salvage Titles. 

Tools IconEquipment Term Loan
Used for financing specific pieces of collateral including commercial vehicles and equipment. 

form with checkmark iconLine of Credit
Finance the working capital needs of your existing business including vendor payments, inventory purchases, payroll, and unexpected expenses.

Credit Card iconVisa® Platinum Credit Card
Cover short-term working capital needs including vender payments, travel, entertainment, and unexpected expenses. With a Business Credit Card you can issue a card to employees for purchases, travel, and more all while keeping personal expenses separate.

Ready to get started?

Please review the required documents below to apply for a business loan and to schedule an appointment with one of our Business Specialists to discuss your financing needs.

  • YTD balance sheet and income statement for the business (P&L).
  • Prior years' balance sheet and income statements if already prepared.
  • Last 2 years' personal tax returns of all owners, including all schedules and K-1s.
  • Last 2 years' business tax returns, if the business files its own tax returns. 
  • Must become a business member of Pima Federal to qualify for our Business Loans.

Commercial Real Estate Financing 
We have the expertise to finance real estate ventures that can provide solid returns and leverage for future endeavors. We offer competitive rates and financing options, providing you with the peace of mind to move forward with confidence. 

  • Purchase and Refinance for Multifamily (5+ Units) and Commercial Real Estate (Office, Retail, and Industrial)
  • Owner –Occupied and Investment Properties
  • 5, 7, and 10 year Fixed-Rate Options
  • Amortization Terms up to 30 years
  • No prepayment penalty