Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.
Woman relaxing on a hammock.

Personal Loans


Your Loan, Any Purpose

We know that real life serves up real surprises and we offer loans for all of the expected and unexpected – each one with easy access and flexible terms.

Fixed-Rate Personal Loans

A Pima Federal Personal Loan can provide quick access to funds for all of life’s occasions. With fixed rates and flexible payment options, we offer loans from $500 up to $50,000 with terms up to 60 months. Personal Loans are also a great option for consolidating all of your high-interest credit cards to one low monthly payment.

Share Secured

Use the money in your Pima Federal Credit Union Savings or Term Share Certificate (CD) to secure a loan for any purpose. Here are some benefits:

  1. Savings continue to earn dividends while securing your loan
  2. Doesn't deplete the money you've already saved
  3. Can be used to establish or rebuild your credit history
  4. Optional payment protection plans to cover your payment

Personal Line of Credit

Have peace of mind with a Personal Line of Credit. With credit lines starting at $250, you can cover life’s unexpected expenses by using this as overdraft protection to your Checking Account or easily access funds to:
  • Repair a vehicle
  • Refresh your home
  • Take a vacation
  • and much more

Journey to Citizenship Loans

Pima Federal understands the path to citizenship can be complicated and expensive. That’s why we offer a loan tailored specifically to help you manage the associated costs – application for naturalization/ permanent resident renewal, petition for alien relatives, asylum process, legal fees, etc. Receive a Journey to Citizenship loan for up to $3,000 with terms up to 24 months today.

Credit Builder Loans

Establish or rebuild your credit history now, so that you can be one step closer to achieving your goals.  Unlike our other personal loans, the funds from a credit builder loan are held in your savings account as collateral for the loan, and are not immediately accessible. As you make payments on the loan, the funds become available to you.