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Home Loans


The Home Buyers' Seminars

Join the Pima Federal Home Loans team at our FREE Home Buyer Seminar, where we will provide you with helpful information to guide you through the process. You will have the opportunity to ask the experts all of your home buying questions to prepare you for home ownership. Plus, food will be provided at our fun and educational seminar!
 
Register for our next Home Buyer Seminar:
Tuesday, October 18th | 6:00 PM - 7:30 PM

RSVP Form

Click here if you would like to schedule an appointment to meet with one of our home loan experts. 

Home Sweet Home Loans

Pima Federal is your local, full-service home loan provider that makes the home buying process a pleasant one. Whether you’re buying a new home or refinancing your existing home, Pima Federal’s personal service and local decision-making provides convenience and peace of mind every step of the way. We offer a variety of mortgage products to ensure you choose the best option for your situation.

Purchase the home of your dreams or refinance using a conventional loan, government loan, jumbo loan, or one of our niche portfolio programs.

Get Started Here

Buy a Home

We offer a variety of loan terms and rate options to meet your needs to finance single family homes, townhomes, condos, manufactured homes, and multi-unit residential homes.

  • Up to 100% Financing Options Available*
  • 10/15/20/30 Year Conventional Mortgages
  • Down Payment Assistance Program
  • Home Ready
  • JUMBO Loans
  • COMBO Loans
  • Non-Owner Occupied/Investor
  • FHA/VA
  • Adjustable Rate Mortgages (ARM's)
  • Lot Loans
  • Homebuyers Solution Program

Rate Lock Guarantee
Search for your perfect home with the peace of mind of a Rate Lock Guarantee! Your approval rate will be locked for up to 90 days while you house hunt. If rates happen to drop during the 90-day period, we’ll adjust your rate accordingly. For full details on the program, give us a call at 520.396.1300 or click here for Additional Terms and Conditions.

Simple Mortgage New

Our new Simple Mortgage product is the perfect solution for those looking for a more custom term and payment when considering a home loan refinance. Available terms range from 5 – 15 years with a minimum loan amount of $10,000. Plus, closing costs are covered by the credit union. If an appraisal is required (depending on the amount requested and loan to value), the member is responsible for covering that cost. Find out how this simplified home loan option can help save you time and money.
 

Refinance Your Home 

Already own the home of your dreams? Take advantage of Pima Federal’s low rates and low closing costs to reduce your monthly payment, reduce your term, or get cash out to maximize your investment. Refinancing could be a great way to improve your financial situation and at Pima Federal, the process is simple.

If you're considering to refinance your home - our mortgage refinance calculator can help you get started. 


 Mortgage Refinance Companies

A Team Dedicated to You 

We take the time to build long-term relationships. We work closely with you to understand your goals, and then create a strategy designed to make the most of your investment. 
If you're ready, you can apply online or contact us to pre-qualify at (520) 396-1300. For additional questions and to request an appointment with a member of our team, simply send in a request below. 
 

Helpful Home Buying Tips 




*Home loans are subject to normal credit approval and acceptable loan to value. To qualify for 100% financing of the home’s appraised value, you must have a minimum credit score of 720, a maximum debt-to-income ratio of 43%, and a maximum loan amount of $647,200. Other home loan programs with different qualifying parameters are available. Membership required – based on eligibility.