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Home Loans

 

Home Sweet Home Loans

Pima Federal is your local, full-service home loan provider that makes the home buying process a pleasant one. Whether you’re buying a new home or refinancing your existing home, Pima Federal’s personal service and local decision-making provides convenience and peace of mind every step of the way. We offer a variety of mortgage products to ensure you choose the best option for your situation.

Purchase the home of your dreams or refinance using a conventional loan, government loan, jumbo loan, or one of our niche portfolio programs.

Buy a Home

It's not everyday that you can save money with our low rates AND receive a closing bonus! 

Apply before July 31st to receive up to $1,000 cash at funding*

 
We offer a variety of loan terms and rate options to meet your needs to finance single family homes, townhomes, condos, manufactured homes, and multi-unit residential homes.
 

Refinance Your Home 

Already own the home of your dreams? Take advantage of Pima Federal’s low rates and low closing costs to reduce your monthly payment, reduce your term, or get cash out to maximize your investment. Refinancing could be a great way to improve your financial situation and at Pima Federal, the process is simple.
 
If you're considering to refinance your home - our mortgage refinance calculator can help you get started. 
 
 

A Team Dedicated to You 

We take the time to build long-term relationships. We work closely with you to understand your goals, and then create a strategy designed to make the most of your investment. 
If you're ready, you can apply online or contact our Home Loan Department to pre-qualify at (520) 396-1300. For additional questions and to learn more, simply send in a request to our team below. 
 
 

Helpful Home Buying Tips 

 
 
 
 
*Home Loans are subject to normal credit approval and acceptable loan to value. Offer valid only on financed new purchases with an application date between June 1, 2019 and July 31,2019. Offer not valid on FHA, VA, or USDA loans. Loan amounts from $75,000 to $149,999 will receive a $250 closing bonus; loan amounts from $150,000 to $249,999 will receive a $500 closing bonus; loan amounts from $250,000 to $349,999 will receive a $750 closing bonus; and loan amounts greater than or equal to $350,000 will receive a $1,000 closing bonus. Limit one bonus per household. Closing bonus will be deposited into the applicant’s Pima Federal savings account upon funding. Loan must be funded before August 31, 2019. Cannot be combined with any other offers. Membership required – based on eligibility. Pima Federal Credit Union NMLS # 408885.