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70th Anniversary Specials!

Whether you’re considering purchasing or refinancing a vehicle, renovating your home, or making plans for the future – we’ll help you reach your goals with low rates and superior local service. 

Couple signing a HELOC paperwork.Special Intro HELOC
Whether it’s a renovation, consolidation, or much needed relaxation – a home equity line of credit can make it happen. Take advantage of our low introductory rate of 2.99%APR*1 for the first 12 months. 
Happy woman driving.Market-Leading Auto Loan Rates
Currently offering Auto Loan rates as low as 1.74% APR*2 on new, used, and refinanced vehicles. The process is easier than ever with our convenient online application and signing option. 

Credit Cards for Every Lifestyle
Reward yourself with our Visa Credit Card and enjoy an introductory rate  2.99%APR*3 for the first 9 months on purchases and balance transfers. Plus, enjoy no balance transfer fees and no annual fee. 

*1APR = Annual Percentage Rate. Introductory Annual Percentage Rate (APR) of 2.99% is available on new Pima Federal Credit Union Home Equity Lines of Credit (HELOC). Interest will begin to accrue as of the date of advance. The interest rate will be fixed at 2.99% APR during the twelve-month introductory period. Variable Rate HELOC: After the twelve-month introductory period, the APR will range from 4.00%-17.00% and will vary quarterly based on the Prime Rate (3.25% as of 9/1/21). The rate will not adjust higher than 18.00% APR. Fixed Rate HELOC: After the twelve-month introductory period, the APR will range from 5.00%-17.00%. Offer is subject to normal credit qualifications and acceptable loan to value. Rates are subject to change. Membership required – based on eligibility and a minimum opening deposit of $5.00. Estimated aggregate third-party fees are $200-1,025. Federally insured by NCUA. NMLS #408885.

*2APR = Annual Percentage Rate.  APR presented is based on a 48-month term, a credit score of at least 730 and includes a .25% APR reduction for loans set up with automatic payments. If automatic payment method is declined, the rate will be increased by .25%. Promotional rates apply to both purchases and refinances. This offer does not apply to refinancing existing Pima Federal loans. Standard loan program conditions apply. The member is responsible for paying all fees associated with the loan, including title and lien fees. Normal underwriting criteria applies. Other rates and terms are available. Rates are subject to change at any time. Membership eligibility and share account with minimum deposit of $5.00 are required. For complete details, contact Pima Federal.

*3APR= Annual Percentage Rate. Introductory APR; Variable rate adjusts with the market based on prime rate and can adjust quarterly. Standard rate based on credit worthiness; cash advances subject to standard rate. Introductory offer begins at VISA® account opening and lasts for 9 months on all balance transfers and purchases. Cash advances subject to standard rate. When introductory period ends, this rate will return to the standard rate. After introductory periods, your APR will be 9.24% to 17.99% based on your creditworthiness. This APR varies with the market based on Prime Rate. Rates are accurate as of September 1, 2021 and are subject to change. Additional fees and finance charges may apply. For VISA® Signature Rewards, cardholders will receive 10,000 bonus points for the first $1,000 spend in the first 90 days, starting from account open date. Points have no cash value. Points in this program cannot be combined with cash to obtain rewards, but may be redeemed in the form of a payment to a program credit card or a Pima Federal Credit Union savings or checking account.